Banks

Idea Bank

Idea Bank
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Idea Bank ranks first in terms of financial health and #29 in terms of assets among Ukrainian banks. At the end of 2020, the bank showed negative dynamics of assets: as of January 1, 2021, their volume amounted to 5.1 billion UAH, which is 5.8% less than last year.

Idea is the legal successor of Plus Bank PJSC. Since 2007, Idea Bank has been part of one of the largest financial groups in Eastern and Central Europe - the Polish Getin Holding S.A.

In 2018, the bank joined the BankID system. In 2020, Getin Holding SA negotiated the sale of the bank with a private person, but the Board of Getin Holding SA announced in June that the conditional agreement for the sale of 100% of the shares of Idea Bank was terminated due to a precedent of non-fulfillment of conditions that the buyer had to fulfill.

In February 2021, Getin Holding S.A. signed an agreement on the sale of 100% of Idea Bank to an unnamed Ukrainian buyer. However, as early as in April, the Polish company reported that the deal did not take place.

Viability rating
3.5      
viability level
All rating of banks
Bank business model
The financial analysis
Return on assets, % 6      
Return on equity, % 25.76      
Instant liquidity, % 14.83      
Capital adequacy, % 23.29      
Interest spread, % 29.66      
Non-performing loans, % 42.36      
Leverage, % 30.36      
Owner risks      
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